Central government employees Pension rules
CCS (Pension)Rules 1972
The
Central Civil Services (Pension) Rules 1972 shall apply to Central
Government Servants including civilian Government servants in the
Defence Services, appointed substantively to civil services and posts in
connection with the affairs of the Union which are borne on pensionable
establishments, but shall not apply to:
- Railway servants;
- Persons in CCS,Casual and daily rated employment
- Paid from contingencies
- CPF beneficiaries
- Members of All India services
- Locally recruited diplomatic, Counsular or other Indian establishments in foreign countries
-
Persons whose terms and conditions of service are regulated by or under
the provisions of the Constitution or any other law for the time being
in force.
These rules regulate the grant of pension, family pension, commutation of pension, payment of gratuity etc.
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CCS (Commutation of Pension) Rules, 1981
These
rules regulate commutation of pension and other related matters to
Government Servants who may be entitled or have been authorised any
class of pension referred to in the CCS (Pension) Rules, 1972.
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CCS (Extraordinary Pension) Rules.
These
rules shall apply to all persons paid from Civil Estimates other than
those to whom the workmen’s Compensation Act, 1923 applies and regulate
grant of disability pension, extra-ordinary family
pension.
A brief of the above rules are available in the Handbook for Retiring Officials and Pensioners.
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General Provident Fund (Central Services) Rules 1960
All
Temporary Government servants after a continuous service of one year
all re-employed pensioners (other than those eligible for admission to
the Contributory Provident Fund ) and all permanent government servants
are eligible to subscribe to the Fund. A subscriber, at the time of
joining the Fund is required to make a nomination, in the prescribed
form, conferring on one or more persons the right to receive the amount
that may stand to his credit in the Fund in the event of his death,
before that amount has become payable or having become payable has not
been paid.
A subscriber shall subscribe monthly to the Fund except
during the period when he is under suspension. Subscription to
Provident Fund are stopped three months prior to the date of
superannuation. Rates of subscription shall not be less than 6% of
subscriber’s emoluments and not more than his total emoluments. Rate of
interest on GPF accumulations at present is 12% compounded annually. The
Rules provide for drawal of advances /withdrawals from the Fund for
specific purposes.
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Deposit Linked Insurance Revised Scheme
On
the death of a subscriber, the person entitled to receive the amount
standing to the credit of the subscriber shall be paid an additional
amount equal to the average balance in the account during the three
years immediately preceding the death of the subscriber subject to
certain conditions provided in the relevant rule. The additional amount
payable under that rule shall not exceed Rs. 60,000. To get this
benefit, the subscriber should have put in at least 5 years service at
the time of his / her death.
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Contributory Provident Fund Rules (India ), 1962
The
CPF Rules are applicable to every non-pensionable servant of the
Government belonging to any of the services under the control of the
President. A subscriber, at the time of joining the Fund is required to
make a nomination in the prescribed form conferring on one or more
persons the right to receive the amount that may stand to his credit in
the Fund in the event of his death, before that amount has become
payable or having become payable has not been paid.
A subscriber
shall subscribe monthly to the Fund when on duty or foreign service but
not during a period of suspension. Rates of subscription shall not be
less than 10% of the emoluments and not more than his emoluments. The
employer’s contribution at that percentage prescribed by the Government
will be credited to the subscriber’s account and this is presently 10%.
Rate of interest, at present, is 12% compounded annually. The Rules
provide for drawal of advances / withdrawals from the CPF for specific
purposes. As in GPF Rules, the CPF Rules also provide for Deposit linked
Insurance Revised Scheme.
Earlier, the Government was giving
option to CPF subscribers to switch over from CPF Scheme to GPF Scheme
(Pension Scheme). The last such option was allowed based on the
recommendations of Fourth CPC. As a number of options have already been
allowed as and when substantial improvement were made in the pension
scheme and the practical difficulties involved in retrieval of records
and adjustments to be made, demand for further option was not
recommended by the 5th CPC and there is no proposal with the Government
to consider any further change in options.
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Department of Personnel and Training Department of Administrative Reforms & Public Grievances.
Source: http://persmin.nic.in/pension/rules.html
